Types of Insurance offered by Carl Evans

Health Insurance

  • 1. People over 65 years old – Medicare
  • 2. People under 65 years old:
    1. Affordable Care Act (ACA) through the Marketplace (HealthCare.gov).
    2. Health insurance NOT through the Marketplace. Straight to company.
  • Short Term Medical insurance

Life Insurance

  • Term Insurance (10, 15, 20 or 30 years). Most affordable!
  • Permanent Insurance
    1. Whole life
    2. Indexed Universal Life
      • Cash accumulation (Legacy builder) For children and grandchildren
      • Affordable Long Term Care.
  • Final Expense Insurance. Beware of the high costs of funerals!

Long Term Disability Insurance

1 out of 4 people will become disabled during their life for 3 to 4 months.

Supplemental Insurance

money paid to you to help pay benefits your health insurance doesn't provide such as out-of-pocket medical and daily expenses due to unexpected injury or serious illness.
  • Hospital admission – from injury or illness – daily payments
  • Short term disability (12-24 months) Monthly payments
  • Accident and Critical Illness – lump sum payment
  • Cancer
  • Heart Attack
  • Stroke
  • Home health care
  • Nursing Home insurance

Dental, Vision and Hearing Insurance

Call to hear about all your Dental and Vision Insurance options.