Medicare Insurance Options with your Insurance Broker in Greenville, SC

If you are about to turn 65 or you already have turned 65, Medicare may be the perfect option for you. Some information about Medicare:

With Medicare, you pay 20% while Medicare pays 80%. Medicare is for those 65+ year olds and certain disability (after 24 months).
 
  • 1965 President LB Johnson established Medicare A and B
  • 1967 President Richard Nixon established Part C (Medicare Advantage)
  • 2006 President George W. Bush established Prescription Drugs (Part D)
  • NOTE: Medicare is NOT Medicaid which is a welfare program for folks with low income and low assets. Unfortunately, the first 6 letters are the same!
SOME INSURANCE TERMS
  • Premiums—what you pay monthly, quarterly, etc.
  • Deductible—amount you must pay first. “First dollar.” Usually any money you spend except for the premium.
  • Co-pay—I call it “me-pay” Amount you pay along with insurance company
  • Coinsurance—always a percentage (%). Another “me pay.”
 
Senior Couple meeting with Agent — Insurance Agent in Greenville, SC
 
Call me for more information and help navigating the Medicare maze. My services are free to you!

FAQs for Medicare

1. What are the differences between Parts A, B, C, and D?
2. What is the difference between a Medicare Advantage plan and a Medicare Supplement plan?
3. How do I choose a Medicare Supplement Plan?
4. What is a drug formulary?
5. Where can I go to get help with Medicare costs?
6. Is Medicare Enrollment Automatic?
7. When do I apply for Medicare?
8. Does Original Medicare cover dental, vision, or hearing?
Call me for more information and help navigating the Medicare maze. My services are free to you!